Terms of Use

Effective Date: January 1, 2026

By accessing or using the Shieldbearer Ledger Co. website ("Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and anyone who accesses the Site.

1. Use of the Site

You may use this Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable federal, state, or local laws or regulations
• Attempt to gain unauthorized access to any portion of the Site or any system or network connected to it
• Transmit any unsolicited or unauthorized advertising, spam, or promotional material
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
• Use any robot, spider, scraper, or other automated tool to access the Site without our prior written consent
• Introduce malware, viruses, or any other harmful code to the Site

This Site is intended for use by individuals who are at least 18 years of age. By accessing or using the Site, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into these Terms. Shieldbearer Ledger Co. does not knowingly collect information from anyone under the age of 18. If you are under 18, you must not use this Site.

2. Intellectual Property

All content on this Site — including text, graphics, logos, images, and the overall design — is the property of Shieldbearer Ledger Co. and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written permission.

3. No Professional Relationship

Your use of this Site does not create a client relationship, engagement agreement, or any professional relationship between you and Shieldbearer Ledger Co. No such relationship is established until a written service agreement has been executed by both parties. Please review our Financial Disclaimer for important information about the nature of the content on this Site.

4. Third-Party Links

This Site may contain links to third-party websites for your convenience. Shieldbearer Ledger Co. does not control, endorse, or assume responsibility for the content, privacy practices, or terms of any third-party site. Accessing third-party sites is at your own risk.

5. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis without any warranties of any kind, express or implied. Shieldbearer Ledger Co. makes no warranty that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information on the Site.

We may update, suspend, or discontinue any part of the Site at any time without notice. We do not represent or warrant that the Site will be available at all times or free from interruptions, errors, or defects. Although we take reasonable measures to maintain the security and integrity of the Site, we do not warrant that the Site will be free of viruses, malware, or other harmful components. You are responsible for implementing appropriate safeguards (such as antivirus protections) to satisfy your own requirements for the safety and reliability of systems and data.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Shieldbearer Ledger Co. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site — even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from your use of the Site shall not exceed $100.

7. Indemnification

You agree to indemnify, defend, and hold harmless Shieldbearer Ledger Co. and its owners, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorney's fees) arising from your violation of these Terms or your use of the Site.

8. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting to the Site. The effective date at the top of this page will be updated accordingly. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the state in which Shieldbearer Ledger Co. is registered, without regard to conflict of law principles. Any dispute arising from these Terms or your use of the Site shall be resolved in accordance with applicable law.

11. Entire Contract

These Terms, along with our Privacy Policy and any other legal notices published by Shieldbearer Ledger Co., constitute the entire agreement between you and us regarding your use of the Site. If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

12. Severability and Waiver

If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Shieldbearer Ledger Co.

13. Contact

Questions about these Terms may be directed to: hello@shieldbearerledger.com