Financial Disclaimer

Effective Date: January 1, 2026

1. Bookkeeping Is Not Advising

Shieldbearer Ledger Co. provides professional bookkeeping and accounting support services. We are not a Certified Public Accountant (CPA) firm, tax advisory firm, law firm, or financial planning firm. The content on this website describes our bookkeeping services and general information about small business financial management.

Nothing on this Site should be construed as:

• Tax advice or tax preparation services
• Legal advice or counsel of any kind
• Investment advice or financial planning recommendations
• Audit, assurance, or attestation services
• CPA services or services requiring a licensed CPA
• Payroll processing or payroll tax advice

2. No Client Relationship

Reading, browsing, or using this website does not create a client relationship, engagement agreement, or any professional relationship between you and Shieldbearer Ledger Co. A professional relationship is established only through a fully executed written Service Agreement signed by both parties.

3. Information Is General Only

Any information, articles, blog posts, pricing details, checklists, or other content published on this Site is intended for general informational purposes only. Financial and tax situations vary significantly between businesses and individuals. You should not rely on any information on this Site as a substitute for consultation with a licensed CPA, tax professional, attorney, or other qualified professional who can address your specific circumstances.

4. No Guarantee of Results

Shieldbearer Ledger Co. makes no representations, warranties, or guarantees — express or implied — regarding the accuracy, completeness, or suitability of any information on this Site for any particular purpose. Past results described on this Site are not a guarantee of future outcomes for any specific client or situation.

5. Third-Party Content

This Site may reference or link to third-party resources, publications, or websites. Shieldbearer Ledger Co. does not endorse, control, or assume responsibility for any third-party content and makes no representations regarding its accuracy or completeness.

6. Consult a Professional

For matters involving taxes, legal compliance, financial planning, audit preparation, regulatory requirements, or any significant financial decision, you should always consult with a licensed and qualified professional — including but not limited to a CPA, tax attorney, enrolled agent, or financial advisor — who can advise you based on your specific facts and circumstances.

7. Errors and Updates

While we strive to keep the information on this Site current and accurate, laws, regulations, and best practices change frequently. Shieldbearer Ledger Co. makes no guarantee that any information on this Site is current as of the date you read it. We are not responsible for errors, omissions, or outdated information on this Site.

8. Contact

If you have questions about our services or this disclaimer, please contact us at hello@shieldbearerledger.com or visit our Contact page.